Before proceeds leave.

Document what was returned.
Record what stayed open.
Prove what you recorded.

Veto gives independent escrow offices a clean, auditable evidence trail — before the money moves. No transaction magic. No fund movement. Just proof.

Built for independent escrow offices
Evidence receipt
Items returned
5 of 7 items confirmed returned
Open items
2 items pending resolution
Office recorded
Callback completed — 2026.05.22 14:32 PST
SEALED
The artifact

The receipt lives in the file.
It documents everything.

An escrow office sits between buyer, seller, lender, and title insurer. When proceeds are released, the office needs to show: what was returned, what remained open, and what the office itself recorded. Not what was promised — what actually happened.

Veto captures that. Before the wire goes out.

Veto Evidence Receipt — May 22, 2026
Returned
ID verification documents
Property inspection report
HOA disclosure forms (3)
Seller key set
Garage remote
Open
Repair invoice — 2 of 3 completed
Termite clearance — pending cert
Office Record
Callback placed: 14:32 PST
Wire instructions confirmed
Proceeds hold: 48h
The problem

Most escrow offices run on email threads and good intentions.

01

No structured record

What was returned lives in email. What stayed open lives in a spreadsheet. What the office recorded lives in someone's memory. Three different places. Zero auditability.

02

Risk when disputes arise

When buyer and seller disagree about what was returned, or what the office did or didn't do, the escrow office has no clean artifact to point to. Just a paper trail of emails.

03

Title insurer exposure

Underwriters are tightening requirements. An office that can't demonstrate a documented evidence process is increasingly a liability for title insurance claims.

How it works
1

Log the transaction state

Record what items have been returned, what's still open, and what the office has done — as it happens, not at closing.

2

Generate the evidence receipt

Veto compiles all entries into a single, timestamped evidence receipt. Timestamped, signed, stored.

3

Seal and store

The receipt locks into the file. It doesn't move funds or disburse proceeds. It just proves what happened. When the file is needed, the evidence is there.

Veto does not move funds. Veto does not disburse proceeds. Veto documents what happened.
Principles

No fund movement

Veto never touches money. Never disburses funds. Never holds funds. It's an evidence layer, nothing more.

Immutable records

Once sealed, a receipt cannot be edited. Timestamped and locked. That's the point.

Office-first design

Built for 1-10 person escrow offices, not enterprise title companies. Simple, fast, no training required.

Dispute-ready

When something goes wrong — and it will, eventually — the evidence receipt is there. Buyer, seller, insurer, or court. The story is in the file.

"The receipt is for the file."

Not a feature. Not a marketing line. Just the job Veto does — before the money moves.